200+ applicants

Company

Original Job Post

Upstart · 3 days ago

Senior Research Scientist

United States

Full-time

Remote

Senior Level

$150K/yr - $207K/yr

4+ years exp

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Artificial Intelligence (AI)Automotive

Insider Connection @Upstart

Discover valuable connections within the company who might provide insights and potential referrals, giving your job application an inside edge.

Responsibilities

Improve Upstart’s loan performance using experimentation and machine learning to make optimal loan servicing decisions.

Establish a framework for running and evaluating servicing experiments, for example, establishing metrics for evaluating the success of servicing interventions.

Work with product, engineering, and operations to ensure our decisioning system and data storage is transparent and provides everything needed for analysis of models and experiments.

Build machine learning models to predict risk, for example of probability of rolling from delinquency to charge off.

Qualification

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Machine LearningStatisticsPythonProblem-SolvingCritical ThinkingCommunicationData ScienceCross Functional CollaborationConsumer Lending KnowledgeQuantitative AnalysisEconomicsOperations ResearchFinanceMathematics

Required

Bachelor’s degree in quantitative area of study

Understanding of machine learning models and statistical methods

Coding proficiency, preferably in Python

Excellent quantitative critical thinking skills

Excellent communication skills

Preferred

4+ years of experience in machine learning or adjacent field

Prior experience leading machine learning or data science initiatives from end-to-end, working with cross functional stakeholders, and 0-to-1 projects

Advanced degree in quantitative area of study such as statistics, economics, operations research, finance, mathematics, or related field

Consumer lending knowledge and/or experience within an ML-centric technology company is a plus

Benefits

Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart

401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings

Employee Stock Purchase Plan (ESPP)

Life and disability insurance

Generous holiday, vacation, sick and safety leave

Supportive parental, family care, and military leave programs

Annual wellness, technology & ergonomic reimbursement programs

Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering

Catered lunches + snacks & drinks when working in offices