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First United Bank · 2 weeks ago

Mortgage Loan Consultant

Plano, TX

Full-time

Onsite

Entry, Mid Level

2+ years exp

First United Bank is a financial institution seeking a Mortgage Loan Consultant to originate and close mortgage loans through marketing initiatives and relationship management. The role involves working with clients to assess their mortgage needs, process loan applications, and ensure excellent customer service throughout the loan process.

BankingFinancial ServicesInsuranceLending

Responsibilities

Uses interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals

Cross sells First United Bank products and services

Works with bank personnel to promote First United in assigned markets

Takes thorough and complete loan applications; analyzes and pre-qualifies applicant information to determine viability of the client's desired loan program

Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements and loan application

Determines the correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product

Submits the loan application, preliminary income verification documents, preliminary asset verification documents, loan disclosures, any required credit explanation letters and executed application forms to processing

Counsels the borrower through the application, approval and closing process – including review of the HUD settlement statement with the borrower prior to closing

Attends closings and ensures great customer service throughout the process

Meets minimum expectations for First United best practices and production standards

Attends assigned production meetings

Provides exceptional customer service, maintains high ethical standards, and insures compliance with every borrower

Performs other duties as requested by Executive Management or Supervisor

Completes all required compliance exams on a yearly basis

Adherence to all First United Policies and Procedures

Dresses professionally

Qualification

Mortgage lending experienceSales generationRegulatory knowledgeOrganizational skillsVerbal communicationWritten communicationInterpersonal communicationCustomer serviceIndependent work