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Company

Vouch Insurance · 1 day ago

Portfolio Underwriting Manager - Consumer & Hardware

United States

Full-time

Remote

Senior Level, Lead/Staff

$160K/yr - $190K/yr

8+ years exp

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Responsibilities

Develop and deliver an effective portfolio management framework for the Consumer and Hardware Innovation economy vertical, providing actionable insights that continuously inform adjustments to underwriting strategy, appetite guides, guidelines, coverages, and pricing through careful monitoring of key portfolio signals and external developments in legislative, economic, and competitive landscapes

Serve as a Center of Expertise on the underwriting Team for P&C exposures, including Property, GL, and Products Liability

Facilitate effective knowledge transfer, ensuring the team is well-versed in current underwriting practices and emerging issues

Deliver target GWP and loss ratios for managed portfolios

Underwrite complex accounts and ensure adherence to Vouch’s strategy, guidelines, and reinsurance considerations and refer accounts to the Head of Underwriting as required

Collaborate closely with the sales and Insurance Product Development teams to understand customer needs and proffer creative underwriting solutions that differentiate Vouch in the marketplace while delivering GWP and Loss Ratio targets

Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes

Deliver actionable underwriting decision-making and process improvement proposals

Share product and knowledge expertise through direct communication with clients, training and teaching opportunities, as well as external engagements

Qualification

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Portfolio ManagementProduct LiabilityP&C InsuranceUnderwritingGWP GrowthLoss Ratio ManagementActuarial CollaborationProject ManagementDynamic Environment ManagementInsurance Background

Required

8+ Years of Experience in Underwriting a diverse portfolio of multiline P&C risks, including in-depth product liability experience with portfolio-level accountabilities and direct underwriting responsibilities

Deep expertise in primary commercial P&C lines of insurance, including product liability and desire to learn new lines and products

Working knowledge of Management and Professional liability underwriting

Ability to demonstrate relentless commitment to GWP Growth and Loss Ratio performance through inquisitiveness in getting at root causes of portfolio performance issues

Experience working with actuarial, legal, product development, and compliance teams to deliver key underwriting insights and drive changes to underwriting, coverage, and pricing

Proven ability to drive creative and innovative solutions with customers and profitability in mind

Experience in delivering complex projects from ideation through execution

Keen ability to prioritize high-impact work, manage multiple projects in a dynamic environment, and continuously look for opportunities to improve underwriting efficiency and effectiveness

Excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders

Preferred

Exposure to and passion for early-stage startups and/or high-growth environments

A background in insurance or other regulated categories

Benefits

Competitive compensation and equity packages

Health, dental, and vision insurance

Parental leave

Flexible vacation time (Unlimited PTO)

Wellness allowance ($80/month)

Technology allowance ($100/month)

Professional Development ($500/Yr)

Home office setup (One-time $500)

L&D: Partnerships with Ethena, Hone, and weekly Lunch & Learns

Employee Groups (ERGs, Committees, and Communities): Vouch supports various employee groups to foster an inclusive, equitable workplace and create affirming, empowering, employee-centered spaces for conversation, community, and support. These groups include Pride @ Vouch, Women @ Vouch, Black @ Vouch, Virtual Connections, Pop Culture, Pets of Vouch, Skincare, Astrology, Plants, etc.

Wellbeing: Voucher’s have access to many wellbeing perks, including Calm, ClassPass, Headspace, Fetch, OneMedical, Origin, SoFi, etc.

Annual performance reviews with quarterly check-ins: Vouch conducts quarterly review discussions with all team members, offering goal setting and check-ins, development discussions, and promotion opportunities.