36 applicants

Company

KeyBank · 2 days ago

Sr Credit Associate (Agribusiness)

Remote, United States

Full-time

Remote

Mid, Senior Level

$90K/yr - $105K/yr

3+ years exp

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Responsibilities

Ability to work independently on the most complicated credit underwriting events with a firm understanding of policy, risk, and procedure as related to the request.

Act as a subject matter expert and peer advisor on complicated credit underwriting and analytics.

Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision. A significant amount of the work will focus on the most complex transactions and industries.

Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.

Acts in the capacity of the UTL to assign deals and conduct team meetings, as needed.

Takes a lead role in reviewing and discussing initial loan requests with sales and credit.

Responsible for the development of quality credit memos and adherence to Key Bank’s credit policy with minimal oversight.

Decision loans within delegated authority or recommend decision to appropriate credit partner.

Monitor and identify risks within the existing portfolio.

Identify and escalate material issues or trends in a timely manner.

Serves as mentor, coach and trainer for the analyst and other underwriting staff, particularly on how to underwrite more difficult transactions.

Develops and leads training sessions for underwriting staff and/or line of business partners.

Periodic projects related to the constantly changing risk management environments.

Responsible for monitoring a portfolio of credits that require more complex underwriting.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Commercial Credit UnderwritingFinancial AnalysisAgribusiness CreditsCredit PoliciesMicrosoft OfficeBusiness WritingMentoring

Required

Bachelor’s Degree with a preferred focus on Business course work, or equivalent work experience

Minimum of 3-4 years prior commercial credit underwriting experience in designated commercial area. Focus on Agribusiness credits.

Firm understanding of commercial credit underwriting/approval methodologies, including experience with more specialized industries and complex transactions.

High level understanding and knowledge of commercial credit policies, procedures, and loan systems.

Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership

Ability to work well individually as well as part of a team

Demonstrated business writing and communications/presentation skills.

Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint)