36 applicants

Company

Church Mutual Insurance Company, S.I. · 2 days ago

Claim Representative III - Casualty

United States

Full-time

Remote

Mid, Senior Level

$69K/yr - $104K/yr

5+ years exp

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Responsibilities

Handle higher exposure, complex claims within an assigned line of coverage.

Gather and review claim information, determine coverage, and conduct investigation.

Initiate and maintain customer contact to provide updates and resolve any issues with the claim.

Update information in the claim system to document claim handling activities.

Determine/set reserves and make payments within level of authority.

Investigate and refer identified claims to Loss Recovery Services, as applicable.

Perform claim tasks timely and document claim files appropriately.

Proactively manage claim activities to ensure fair claim resolution.

Handle all claims in accordance with state and federal laws.

Make complex coverage decisions by gathering information necessary to make an informed decision in a fair, equitable, and ethical manner.

Deny losses within authority level, providing detailed explanation, citing facts, and policy language.

Perform a thorough investigation based upon the type, complexity, and severity of the claim.

Analyze and evaluate the potential exposure and damages, including potential full or partial liability and compensability denials.

Formulate and document an action plan based on the covered damages and injuries.

Evaluate and negotiate directly with insured, claimant, or claimant’s attorney on all cases within authority level.

Review claim facts and exposure with claims management, as appropriate, to guide claim strategy.

Make complete, accurate, and timely payments within authority for covered losses.

Refer claims above authority to appropriate team member for review and potential reassignment.

Maintain a professional, courteous, and helpful approach when communicating in-person, on the phone, or through email and other correspondence with internal and external customers, business partners and brokers.

Recognize when vendor partners are required on a claim, including experts, independent adjustors, nurses, defense attorneys, etc.

Assign and direct vendors, as needed, to aid in the investigation and evaluation of the claim.

Manage claim expense by concluding vendor assignment when vendor is no longer adding value to the claim.

Act as a resource to share knowledge and experience with other claim handlers.

Assist and support their development with mentoring and auditing functions.

Attend mediations as requested.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Claim handling experienceInsurance certifications INSInsurance certifications AICInsurance certifications CPCUPolicy terminology knowledgeMedical terminology knowledgeBuilding terminology knowledgeState adjusting licenseIndependent thinking

Required

Five to seven years of claim handling and/or other insurance-related experience is required.

Ability to obtain and maintain state adjusting license requirements and complete continuing education requirements.

Evidence of ability to think independently.

Strong listening, verbal, and written communication skills.

Proficient knowledge of policy terminology and legal principles involving at least one or more of the following: insurance, automobile, medical and property claims.