Be an early applicantLess than 25 applicants

Company

First Western Trust · 1 day ago

Mortgage Loan Originator

Rock Springs, WY

Full-time

Remote

Entry Level

1+ years exp

Maximize your interview chances

BankingFinancial Services

Insider Connection @First Western Trust

Discover valuable connections within the company who might provide insights and potential referrals.
Get 3x more responses when you reach out via email instead of LinkedIn.

Responsibilities

Individual annual sales goal component to be assigned in conjunction with the annual office sales goals

On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership.

Consistently spend more than 50% of working time away from First Western's office(s) engaged in soliciting new mortgage loan business.

Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners.

Respond to all inquiries and referrals within 24 hours.

Meet applicants either face-to-face or over the phone.

Conduct interviews with potential applicants to determine the appropriate loan programs/products.

Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs.

Present a full and complete loan application with supporting documentation to the operations team within 72 hours.

Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations.

Meet volume goals as established by the sales management team.

Attend all sales meetings and successfully complete all required training.

Maintain current knowledge of and comply with all applicable laws and regulations, policies and procedures.

Practice First Line of Defense to protect First Western Trust, ('the Bank') and its clients from fraud and theft of assets or information which includes utilizing available security measures to protect client and Company Non Public Information;

Attend periodic training to optimize effectiveness of fraud and loss prevention;

Recognize red flags of suspicious emails and follow guidelines for safe email practices to protect Company assets, systems and information. – this may be a Companywide JD line – your thoughts.

Know and comply with all Company policies set forth on the Company's Intranet;

Review Associate Handbook and Company Policies annually, as prescribed by Human Capital;

Complete and Comply with the Companies Code of Ethics and Conflict of Interest Questionnaire and Policy Acknowledgement;

Complete all assigned training on time.

Embrace and adhere to First Western's Core Values

Other duties as assigned.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Microsoft Office SuiteDatabase/CRM toolsLoan origination systemsMortgage regulatory knowledgeActive NMLS registrationReferral network cultivationFinancial data analysisMortgage processing knowledgeResidential mortgage experienceCustomer service focusPaperless environment

Required

Proficient in Microsoft Office Suite

Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines

Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act

Demonstrated success in cultivating and maintaining a quality referral network

Ability to analyze and calculate income from complex financial data

Solid understanding of mortgage loan processing, underwriting, and closing

Professional presentation, written and verbal communications skills

Detail-oriented

Ability to work independently and with an operations team

Focus on providing outstanding customer service and meeting critical deadlines

Ability to work in a paperless environment

Bachelor's Degree, Or equivalent work experience

1-3 years, Recent residential mortgage lending experience, preferably within a bank environment

Active NMLS registration, Upon Hire

Benefits

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Sponsorship for Obtaining Professional Certifications

Flex Spending Accounts

Health Savings Account

Paid Time-Off + Bank Holidays

Company

First Western Trust

First Western Trust strives to be the best private bank and trust company for the Western wealth management client, providing comprehensive tailored solutions and access to a local team of experts.

Founded in 2002

Denver, Colorado, USA

201-500 employees