USAA · 6 hours ago
Bank Credit Risk Analyst
Colorado Springs, CO
Full-time
Remote
Mid Level
$90K/yr - $172K/yr
4+ years exp
Maximize your interview chancesBankingFinancial Services
Insider Connection @USAA
Get 3x more responses when you reach out via email instead of LinkedIn.
Responsibilities
Applies industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies.
Applies critical thinking skills to synthesize analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers.
Assists in delivering Bank credit risk strategies across lines of defense by effectively driving analytical projects through analysis of data and processes and clearly communicating insights/recommendations to key stakeholders and leadership
Applies industry knowledge and competitive benchmarking to inform credit strategy development.
Uses quantitative analysis based upon internal and external data sources to bring structure and clarity to challenging problems.
Develops and presents comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management.
Performs complex financial risk sensitivity analysis.
Creates requirements to support the management of credit strategy infrastructure and ensures credit strategies are implemented as intended.
Applies programming and analytical techniques to analyze credit data.
Provides support for junior team members regarding analytics and risk management.
Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
Qualification
Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.
Required
Bachelor’s degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4+ years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
4+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments such as analyzing and interpreting complex bank credit risk data and credit or financial analysis activities, and/or driving activities that support consumer credit risk strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 2+ years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments.
Understanding of banking regulations, risk and/or compliance.
Strong presentation and communication skills.
Good business acumen and attention to detail and accuracy.
Strong research, investigation skills and demonstrated good judgment in problem solving.
Strong knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint.
Strong knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPSS, Python, R or Visual Basic).
Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE.
Preferred
Experience in Credit Risk Analysis, Quantitative assessment frameworks and Credit decision lifecycle across Secured or Unsecured loans
High Proficiency in SAS and SQL
US military experience through military service or a military spouse/domestic partner
Benefits
Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program with paid holidays plus 16 paid volunteer hours
Various wellness programs
Career path planning and continuing education
Company
USAA
USAA is a financial services company.
10,001+ employees
H1B Sponsorship
USAA has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (45)
2022 (160)
2021 (29)
Funding
Current Stage
Late StageLeadership Team
Dana Simmons
Executive Vice President, CEO Chief of Staff
Chris Flint
SVP and General Manager, Life and Health Insurance
Recent News
2024-11-04
2024-10-28
Company data provided by crunchbase
