Elavon Europe ยท 4 hours ago
Field Sales Mrtg Non-Bank Loan Originator - SR
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Financial Services
Insider Connection @Elavon Europe
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Responsibilities
Originates mortgage loans in an assigned non-bank territory.
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources.
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations.
Qualification
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Required
National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Preferred
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience
Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Established referral base within assigned market preferred
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law