Ryan Specialty · 5 hours ago

Property and Casualty Underwriter

United States

Full-time

Remote

Mid, Senior Level

$86K/yr - $100K/yr

5+ years exp

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Financial ServicesInsurance

Comp. & Benefits

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Responsibilities

Underwrites new and renewal property and casualty business, analyzes policy forms, broker endorsement requests, and submitted documentation as per company underwriting standards and guidelines and obtains additional information as needed.

Determines whether to accept, modify or decline a risk through evaluation of the coverage value, location, usage, safety features, and other factors pertinent to the decision.

Determines appropriate coverage limits and insurance premiums, policy terms and conditions based on risk assessment and underwriting guidelines and ensures active portfolio management of property and casualty accounts.

Delivers services for new property and casualty business and renewals while demonstrating professionalism, technical knowledge, and adherence to underwriting guidelines.

Examines, identifies, and evaluates exposures and ensures compliance with state and country laws and guidelines established by carriers and the organization.

Provides premium forecasts and business plans to support budget and performance targets.

Maintains existing broker relationships and collaborates across teams to manage production activities such as submissions, quotes, declines, binds, issuance to provide accurate, timely, and quality service to clients.

Builds professional, long-term relationships in the designated portfolio and as per delegated authority limits and partners with brokers to create customized insurance solutions as needed to service a client.

Creates opportunities for new business, maximizes retention of assigned portfolio and ensures timely review of renewal business to achieve business targets.

Executes marketing activities, attends seminars and training, and stays abreast on market dynamics and property and casualty underwriting trends.

Stays informed about industry trends, emerging risks in the property and casualty sector, terminology, regulations and adjusts underwriting strategies accordingly.

Qualification

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Casualty UnderwritingRisk AssessmentState P&C LicenseData AnalysisBroker Relationship ManagementCPCU CertificationUnderwriting GuidelinesPolicy Terms EvaluationMarket Dynamics Knowledge