BayFirst · 5 hours ago
Commercial Credit Analyst (Remote)
St Petersburg, FL
Full-time
Remote
Mid Level
3+ years exp
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Responsibilities
Responsible for the evaluation and underwriting of loan applications to determine credit worthiness and compliance to BayFirst National Bank policies.
Pre-screen Loan Presentation Summaries (LPSs) to ensure that the request contains sufficient information and financial statements to complete the credit memos and communicate to loan officers if the request is incomplete
Ensure all bank policies and practices are followed and adhered to in the performance of underwriting duties to include the Bank Secrecy Act and the Fair Credit Reporting policies.
Prepare credit memo for requested loan so credit decision can be made.
Coordinate with lending partners to properly structure loan requests in adherence with internal policies.
Qualification
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Required
3 + years of experience as a Commercial Credit analyst; specific level of analyst will be determined at time of hire commensurate with experience.
Experience must include underwriting both commercial real estate and C&I loans
Formal credit training from a bank
Proficient with financial statement spreading (Moody’s preferred), Excel, Word, Outlook and other analysis software
Must be able to review and analyze all customer financial information to ensure sound credit decisions
Document the detail and requirements of loan decisions, including conditions to close.
Maintains knowledge of BayFirst National Bank policies, risk rating requirements and compliance standards.
Must be capable of working independently on larger, complex credit requests.
Adheres to bank policies and procedures and complies with legal and regulatory requirements.
Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Preferred
Experience using CoStar and other real estate and/or industry research is preferred
Company
BayFirst
BayFirst National Bank is locally owned and operated since 1999, we serve the communities of Tampa Bay.
501-1,000 employees
Funding
Current Stage
Late StageLeadership Team
Thomas Zernick
Chief Executive Officer
Scott McKim
Chief Financial Officer
Recent News
2023-02-17
2022-12-20
The Independent.ie
2022-07-10
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