Elavon Europe · 10 hours ago

Field Sales CRA MLO

Remote, CT

Full-time

Remote

Entry Level

$22.02/hr - $32.32/hr

Maximize your interview chances

Financial Services

Insider Connection @Elavon Europe

Discover valuable connections within the company who might provide insights and potential referrals.
Get 3x more responses when you reach out via email instead of LinkedIn.

Responsibilities

Originates Community Reinvestment Act (CRA) loans in an assigned community market serving primarily low to moderate income borrowers.

Develops referral relationships with realtors, builders, bankers, and other sources for the purpose of originating residential loans through ongoing sales efforts.

Takes mortgage applications, conducts preliminary underwriting reviews, and submits loan applications to processing.

Remains the front line contact with customers and realtors for follow up documentation needed to approve and close loan.

Deepens customer relationships by identifying opportunities to meet all customer needs.

Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.

Incumbents are expected to spend a minimum of 50% of their time conducting their activities away from U.S. Bank locations.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Sales AbilityCommunity Reinvestment ActUnderwriting Requirements KnowledgeMortgage Pricing KnowledgeFinancial AnalysisIndependent Work Ability

Required

National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z

Ability to work independently

Ability to analyze financial information

Effective verbal and written communication skills

Preferred

Well-developed sales ability

Thorough understanding of the Community Reinvestment Act

Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies

Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience

Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)