iBusiness Funding · 18 hours ago

Credit Strategy Analyst

Fort Lauderdale, FL

Full-time

Remote

Entry, Mid Level

2+ years exp

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Responsibilities

Develop and optimize risk credit strategies including risk rating, loan amount and loan term restriction, policy decline and review rules, etc, to achieve risk performance targets; and provide accurate strategy impact estimations.

Execute all key steps of the strategy development, including problem identification, data preparation, data analysis, strategy proposal, and impact analysis.

Work closely with various stakeholders in product/engineering/decision sciences/credit operations/partnership, for strategy implementation, application process optimization, and for channel specific optimizations, etc.

Design and generate strategy monitoring reports on a regular basis. Conduct comprehensive analysis to identify emerging performance trends and recommendations.

Monitor macroeconomic indicators; develop macroeconomic stress scenarios for stress-testing the proposed credit strategy.

Explore new data sources using banking transactions, financial data, and other data sources; Perform in-depth analysis on bank statements and business tax returns to better assess the creditworthiness of SME applications.

Create comprehensive presentations with clear logic and structure, and effectively communicate strategic insights and recommendations to business partners and leadership.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Credit risk strategyData analysisPythonRSQLTableauExcel (Advanced)Macroeconomic analysisData-driven decisioning