Figure · 14 hours ago
Credit Risk Manager
United States
Full-time
Remote
Mid, Senior Level
$135K/yr - $168K/yr
5+ years exp
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Responsibilities
Lead efforts to constantly innovate, iterate, and improve credit underwriting in lending products
Use analytical techniques to develop insights from historical loan performance data, identify opportunities to underwrite new customer populations, and provide better credit solutions to our existing customer base
Collaborate with Capital Markets and Business to estimate unit economics of customer and risk segments to support changes in credit box
Work with the Marketing team to understand the impact of credit policies in the customer acquisition funnel and identify opportunities to enhance conversion
Develop sizing for credit expansion opportunities to support prioritization decisions and ultimately the growth strategy for the company
Present Figure’s underwriting approaches to existing and potential investors, and address their concerns on an ongoing basis
Share insights into credit losses with the Fraud risk management team to allow for appropriate focus on customer defaults
Design and deploy monitoring frameworks to assess the performance of new product launches and existing customer portfolios, and advise senior management of emerging trends and risks
Partner with the Legal and Compliance team to ensure strategies and policies comply with all applicable regulatory requirements
Conduct other ad hoc analyses as required to support the Credit team’s goals
Qualification
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Required
5+ years of experience in credit risk management, preferably in the consumer credit industry
Bachelor/Master’s degree with a quantitative background (e.g. Statistics, Math, Engineering, Economics)
Strong analytical and problem-solving skills, combined with solid business judgment
Exceptional written and communication skills, and ability to concisely explain complex insights to a range of audiences
Strong team player and comfortable interacting with partners across multiple teams and at varying levels of seniority
Strong technical skills such as SQL, R/Python, Tableau, and the ability to independently access and analyze relational data sets
Knowledge and experience with statistical analysis techniques and customer segmentation
Benefits
Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care, 401k, and commuter benefits
Employer-funded life and disability insurance coverage
11 Observed Holidays & Accrued PTO plan
Up to 12 weeks paid family leave
Continuing education reimbursement
Company
Figure
Figure is a financial services company leveraging blockchain technology.
501-1,000 employees
Funding
Current Stage
Late StageTotal Funding
$1.55BKey Investors
JP MorganMorgan Creek DigitalRPM Ventures
2023-01-01Series Unknown· undefined
2021-10-15Series Unknown· undefined
2021-05-20Series D· $200M
Leadership Team
Michael Tannenbaum
CEO
Ashley Harris
General Counsel
Recent News
2024-04-24
2024-04-24
2024-04-23
Company data provided by crunchbase
