FFB Bank · 5 hours ago
Merchant Services Underwriter
Fresno, CA
Full-time
Remote
Entry, Mid Level
$68K/yr - $80K/yr
2+ years exp
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Responsibilities
Required to make a comprehensive assessment of a merchant’s creditworthiness, including credit reports, TIN/OFAC checks, identity theft, bank account, and address verifications.
Understands and analyzes Consumer Credit Reports.
Ability to effectively identify fraudulent merchant application submissions through thorough analysis and use of internal and external underwriting tools.
Understand the credit/risk scales and all policies in depth.
Interacts with both internal and external sales agents and merchants to resolve all pending items needed to decide on an application.
Conducts other related duties assigned.
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules, and regulations, and adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
Follows policies and procedures; complete administrative tasks correctly and on time, including mandatory Bank Compliance Training; supports the Bank’s goals and values; benefits the bank through outside activities.
Treats people with respect; keeps commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
Qualification
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Required
Bachelor’s degree or comparable professional experience.
Minimum 2-4 years of merchant services underwriting experience.
Ability to work in a fast pace dynamic environment.
Ability to read and analyze Financial Statements.
Ability to review and analyze both Business Bank Statements and Merchant Processing Statements with chargeback and refund exposure.
Strong written and verbal communication.
Demonstrate proficiency to independently underwrite concurrence applications, within approval authority, consistent with underwriting policies.
Ability to take initiative and effect change through consensus building, negotiation, and conflict resolution.
Preferred
Experience with TSYS, IRIS CRM
Benefits
Company ownership through our Employee Stock Ownership Program (ESOP)
Medical/Dental/Vision
Life Insurance
Paid Vacation
401(k) Retirement Plan
Training & Development
Tuition Reimbursement
Employee Assistance Program
Internal Job Posting & Referral Program
Company
FFB Bank
FFB Bank provide financial services operating out of a single branch.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Craig Heimuller
EVP - Chief Operating Officer
David Cain
Vice President, Partner Development and Sales Manager
Recent News
The Business Journal
2023-03-14
Company data provided by crunchbase
