Maverick Payments · 1 day ago

Credit Analyst II

Calabasas, CA

Full-time

Remote

Entry, Mid Level

$35/hr - $40/hr

2+ years exp

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Responsibilities

Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite.

Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies.

Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure

Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and/or administering funding holds.

Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews.

Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments.

Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.

Other duties may be assigned by Portfolio Management leadership.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Risk ManagementUnderwritingComplianceCredit AnalysisFinancial AnalysisHigh-risk Payment ProcessingExcelCredit Analysis ToolsMicrosoft ProductsCard Brand RegulationsHigh-Risk Integrity Registry

Required

High School Diploma or equivalent.

2-5 years of experience in Risk Management, Underwriting and/or Compliance within the acquiring industry

Experience with high-risk payment processing a must

In-depth knowledge of Excel and other similar products

Familiarity with various tools used for credit analysis and due diligence (i.e. Equifax/Transunion, TIN Check, MATCH, GIACT, Merlink, G2, LS, etc.) a plus

Proficiency with Microsoft products including Microsoft Excel

Understanding of Card Brand rules and regulations.

Understanding of various verticals and associated risks

Working knowledge of High-Risk Integrity (“HR”) Registry

Excellent written and verbal communication skills

Excellent time management skills

Effective written and verbal communication skills with ability to liaise with team members and leadership of various levels