27 applicants

Company

Snap Finance · 1 day ago

Merchant Underwriter

Remote - Utah

Full-time

Remote

Entry, Mid Level

2+ years exp

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Business DevelopmentFinance

Comp. & Benefits

H1B Sponsor Likely

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Responsibilities

Perform thorough reviews of new merchant applications, evaluating risk and identifying potential compliance concerns.

Make informed recommendations based on a balanced assessment of risks and revenue potential, escalating complex cases to leadership when necessary.

Partner with Compliance, Sales, and onboarding teams to refine underwriting processes, provide feedback, and address escalated cases effectively.

Continuously analyze underwriting practices and suggest refinements to criteria and tools to enhance efficiency and accuracy.

Ensure all underwriting activities meet internal policies and external regulatory standards.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Risk AssessmentsUnderwriting DecisionsRegulatory AlignmentProcess ImprovementTechnical ProficiencyCRM toolsUnderwriting toolsExperience in financial servicesExperience in risk management

Required

Bachelor’s degree in Business, Finance, or a related field

2-3 years of experience in underwriting, compliance, or risk management

Strong ability to assess complex risk factors and evaluate detailed business reports or financial data

Proven capacity to make timely, well-documented decisions that balance risk mitigation with business opportunities

Excellent written and verbal skills, with the ability to present underwriting findings and complex decisions to stakeholders at all levels

Familiarity with CRM and underwriting tools to streamline processes and improve decision-making efficiency

Preferred

Experience in financial services or working with high-risk scenarios

Benefits

Generous paid time off

Competitive medical, dental & vision coverage

401K with company match

Company-paid life insurance

Company-paid short-term and long-term disability

Legal coverage and other supplemental options

Pet insurance

A value-based culture where growth opportunities are endless

Company

Snap Finance

Glassdoor

3.9

Snap Finance is a fintech company that specializes in providing consumer financing and lease-to-own purchase options.

Founded in 2012

Salt Lake City, Utah, USA

1001-5000 employees

http://snapfinance.com

H1B Sponsorship

Snap Finance has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2023 (4)

2022 (16)

2021 (20)