37 applicants

Company

Leader Bank · 1 day ago

Senior SBA Credit Analyst

United States

Full-time

Remote

Senior Level

5+ years exp

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H1B Sponsor Likely

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Responsibilities

Prepare Credit Approval Memoranda for analysis of repayment ability, collateral adequacy, credit worthiness, appropriate loan structure and adherence with SBA and Bank policies.

Prepare financial analysis including proforma balance sheet analysis, working capital adequacy, leverage positions, collateral shortfall, ratio analysis.

Analyze both historic and projected financial statements, and varying types of collateral.

Ensure changes in the proposed change memos meet both SBA SOP requirement and Bank Credit policy/Guidelines.

Maintain up to date knowledge of current SOP requirements through independent continuous learning, National Association of Government Guaranteed Lenders (NAGGL), and/or other outlets.

Review and understand third party reports, including: appraisals, business valuations and Phase I/II environmental reports to ensure consistency with original approval requirements, and as proposed for change memos.

Support preparation of periodic portfolio reviews conducted by regulatory agencies, loan reviews and internal audit.

Conduct annual portfolio reviews, and credit & legal file audits.

Manage credit renewals and maturities via portfolio monitoring. Interact with lending officers to obtain appropriate information to complete a credit analysis.

Occasionally attend joint calls with the loan officer to gather more information about the business.

Review standard commitment letters for conformance with approval terms.

Attend credit training courses as needed.

Qualification

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Credit analysis experienceSBA lendingFinancial analysisMicrosoft WordMicrosoft ExcelBusiness degreeFinance degreeAccounting degree

Required

College degree in business, finance, or accounting

5+ years of credit analysis experience in SBA lending

Strong communication and interpersonal skills are required

Proficient in Microsoft Word and Excel

Benefits

401k plan with corporate match

Medical and dental insurance

Company

Leader Bank

Leader Bank is a bank personal and business banking solutions in Arlington, Massachusetts.

Founded in 2002

Arlington, Massachusetts, USA

201-500 employees

http://leaderbank.com

H1B Sponsorship

Leader Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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Trends of Total Sponsorships

2023 (2)

2022 (1)

2021 (2)

2020 (4)