Be an early applicantLess than 25 applicants

Company

Symetra · 21 hours ago

Sr. Underwriting Consultant

United States

Full-time

Remote

Mid, Senior Level

$100K/yr - $167K/yr

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Financial ServicesHealth Insurance

Growth Opportunities

No H1B

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Responsibilities

Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including

Determining whether to accept, reject or modify life insurance risks by evaluation of applicant’s medical history, financial background, insurable interest and financial need.

Conferring with other Consultant-level Underwriters, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority.

Meeting established time service standards. Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a “go to” person for underwriting issues; and Designee to handle high-visibility/high face amount or otherwise special cases.

Communicate and negotiate effectively with BGA’s, wholesalers, agents and producers to explain adverse underwriting decisions, while maintaining agency relationship and encouraging future business.

Travel with field reps.

Develop and lead agent seminars on underwriting topics.

Act as a mentor to other underwriters through, training, consulting, and reviewing business that exceed their authority level.

Audit underwriters on case performance and MIB coding.

Assist in underwriter training.

Other duties/projects as assigned.

Actively seek out/identify resources and projects to improve underwriting staff and improve understanding of business line within the company and industry.

Represent the underwriting function in intra-departmental meetings/projects.

Represent department Director and/or Symetra internally and at external events and functions as appropriate.

Qualification

Find out how your skills align with this job's requirements. If anything seems off, you can easily click on the tags to select or unselect skills to reflect your actual expertise.

Advanced medical underwritingFinancial underwritingLife insurance product knowledgeMortality risk classificationComplex case evaluationMentoring underwritersAgent seminar developmentAudit case performance

Required

Advanced medical and financial underwriting ability and product knowledge is required along with an in-depth understanding of Symetra and life insurance industry practices.

Handling and approval authority expectations are for up to $10,000,000 or based upon management discretion.

Bachelor’s Degree or equivalent education and experience.

Experienced professional with considerable and extensive skills knowledge for the role.

Possesses wide range of experience and uses professional practices to resolve complex issues in creative and effective ways.

Is the recognized expert within the department or division.

Work requires in-depth knowledge of the field as well as the ability to evaluate external factors and impact to strategic goals.