WesBanco · 6 hours ago
VP & Residential Underwriting Manager - Mortgage Underwriting
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Responsibilities
Manages and monitors daily workflow of assigned files to meet written Service Level Agreements.
Maintains a high level of expertise pertaining to agency and company guidelines along with internal underwriting processes and procedures and functions as the Subject Matter Expert.
Establishes and maintains underwriting policies, procedures, and guidelines.
Makes sound underwriting decisions on loans escalated for management review.
Works closely with Mortgage Loan Originators (MLO), processors and the Senior Management team.
Responsible for daily management functions to include managing the quality, compliance and performance of the underwriting staff.
Assists underwriters, processors and MLO’s with complex questions.
Reviews and must have ability to comprehend complex personal and business tax returns.
Provides responses to internal and external audits, identifies and implements solutions.
Handles all time reporting functions for the Underwriting
Maintains excellent knowledge of secondary market guidelines, regulatory updates and appraisal standards.
Reviews, approves, and removes of appraisers from the WesBanco approved appraiser list.
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
Qualification
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Required
Minimum of 10 years related Residential underwriting experience or equivalent combination of both.
Previous management experience required.
Current knowledge of RESPA regulations.
Strong knowledge in FNMA/FHLMC, FHA, VA, USDA programs and Appraisal regulations and requirements required.
Proficient in Microsoft Office Skills - Word, Excel, Outlook.
Ten years of AUS (Automated Underwriting Systems) experience required.
FHA Delegated Underwriter.
VA Automatic Underwriter.
Able to obtain approval from Secondary Market Investors as Delegated Underwriter.
Preferred
Bachelor's degree (B. A.) from four-year college or university preferred.
FHA Direct Endorsement (DE), VA Staff Appraisal Reviewer (SAR)/Lender Appraisal Processing Program (LAPP) designations preferred.
Experience with Encompass or similar LOS (Loan Origination System) is preferred.
Company
WesBanco
Founded in 1870, WesBanco, Inc.
Funding
Current Stage
Public CompanyTotal Funding
$30MKey Investors
PNC Bank
2022-10-03Post Ipo Debt· $30M
2015-11-06Acquired
1987-05-08IPO
Leadership Team
Recent News
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