Tomo · 8 hours ago

Mortgage Underwriter

United States

Full-time

Remote

Mid Level

$85K/yr - $100K/yr

3+ years exp

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Responsibilities

Underwrite and decision residential agency conforming mortgage loans

Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents

Review appraisal reports to identify and resolve any discrepancies discovered within

Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan

Calculate qualifying ratios, determine creditworthiness; provide risk opinions

Maintain proactive review of pipeline

Qualification

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Underwriting experienceFannie Mae knowledgeFreddie Mac knowledgeDesktop Underwriter (DU)Loan Prospector/Advisor (LP/LPA)Mortgage lending processLoan calculationsVA LAPP/SAR/DE CertificationsLeadership experience