KeyBank · 1 day ago

Commercial Credit Underwriter

Grand Rapids, MI

Full-time

Remote

Entry, Mid Level

$60K/yr - $85K/yr

2+ years exp

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Banking

Actively Hiring

No H1B

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Responsibilities

Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.

Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.

Responsible for the development of quality credit memos and adherence to KeyBank’s credit policy.

Decision loans within delegated authority or recommend decision to appropriate credit partner.

Monitor and identify risks within the existing portfolio.

Identify and escalate material issues or trends in a timely manner.

Serves as mentor, coach and trainer for the analyst and junior underwriting staff.

Periodic projects related to strategic initiatives and evolving risk management environment.

Qualification

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Commercial underwriting experienceCommercial credit policiesFinancial statement analysisBusiness writing skillsMicrosoft Office proficiency

Required

At least two years of commercial underwriting experience

Bachelor's degree with a preferred focus on business course work, or equivalent work experience

Firm understanding of commercial credit underwriting/approval methodologies.

Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems

Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership

Ability to work well individually as well as part of a team

Demonstrated business writing and communications/presentation skills

Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel)

This position is not eligible for employment visa (e.g., H-1B) sponsorship. Applicants must be authorized to work in the United States on a full-time basis.