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First Financial Bank · 1 day ago

Mortgage Loan Originator

West Chester, OH

Full-time

Onsite

Mid, Senior Level

2+ years exp

First Financial Bank is committed to providing excellent service and is seeking a Mortgage Loan Originator to join their team. In this role, you will originate mortgage loans and work closely with referral partners to ensure a superior customer experience and timely loan closing.

BankingCreditDebit CardsFinanceFinancial ServicesLending

Responsibilities

Consistently achieves monthly loan production volume as specified in the MLO Agreement

Generates new business to assist in meeting established profitability goals

Responsible for developing and maintaining business plan for growth of this business area

Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads

Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank

Prepares and compiles mortgage application and information for processing of mortgage loan applications generated

Ensures completeness of loan documentation

Oversees timely closing and funding of loans

Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business

Responds to mortgage inquiries and requests regarding accounts from assigned branches

Promotes and cross-sells other bank products and services as appropriate to customer requirements

Provides data to support marketing and sales promotion programs

Works directly with sales manager to assist with CRA loan initiatives in local market

Other duties may be assigned

Qualification

Mortgage Loan OriginationLoan Originating SoftwareReferral NetworkConventional Mortgage KnowledgeGovernment Mortgage ProgramsCustomer ServiceNetworkingSales SkillsTeamwork

Required

Minimum of 2 years' experience originating residential mortgages, 4 years preferred

Must have existing referral network established to provide mortgage leads

Must have prior experience using loan originating software and MS Office products

Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs

Bachelor's degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience

Must have or ability to obtain Mortgage Loan Originator License with NMLS

Must be trained in all areas of mortgage lending

Must maintain employer and industry required continuing education