Commercial Underwriter, Home Improvement jobs in United States
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Upgrade, Inc. · 1 day ago

Commercial Underwriter, Home Improvement

Upgrade, Inc. is a fintech company that provides affordable and responsible credit, mobile banking, and payment products to everyday consumers. They are seeking a Merchant Underwriter for their Home Improvement team, responsible for managing the pipeline of merchant applications and performing detailed reviews of applications and business documentation.

BankingCreditFinancial ServicesFinTechMobile
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Manage a pipeline of Merchant Applications
Utilize Experian, Lexisnexis, and other systems to verify merchant details
Read and interpret business credit files
Review business financial documents
Perform background checks on business owners and their businesses
Review current business practices and social media standings
Verify business license status
Perform review OFAC sanctions
Call and email business owners to obtain documents

Qualification

Small business underwritingAnalytical skillsExcel proficiencyCommunication skillsMultitaskingProblem solvingDetail orientedTeam player

Required

Small business underwriting experience
Strong work ethic
Detailed oriented
Ability to multitask
Excellent verbal and written communication skills
Strong problem solving and analytical skills
Proven ability to remain positive during stressful situations
Team player, proactive approach to helping other team members
Proficient with Excel, Word, Outlook, and Tableau

Preferred

BA/BS or higher highly preferred

Benefits

Paid time off (PTO)
401K matching
Comprehensive benefits package: Medical, dental, vision, life insurance & disability
Paid parking or platinum pass
New Hire Training Program
Wellness Incentive Program
Kitchen fully stocked with snacks and beverages

Company

Upgrade, Inc.

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Upgrade helps customers move in the right direction with affordable and responsible financial products.

H1B Sponsorship

Upgrade, Inc. has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (52)
2024 (34)
2023 (31)
2022 (25)
2021 (22)
2020 (11)

Funding

Current Stage
Late Stage
Total Funding
$752M
Key Investors
Neuberger BermanKoch Disruptive TechnologiesMouro Capital
2025-10-16Series G· $165M
2021-11-16Series F· $280M
2021-08-11Series E· $105M

Leadership Team

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Renaud Laplanche
Co-founder & CEO
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Adelina Grozdanova
Co-Founder, Head of Investor Group
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Company data provided by crunchbase