Credit Analyst - Powersports Lending jobs in United States
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Kawasaki Motors Corp., U.S.A. · 3 weeks ago

Credit Analyst - Powersports Lending

Kawasaki Motors Corp., U.S.A. is seeking a dedicated and experienced Credit Analyst to join their Retail Finance team. The role involves analyzing credit applications for powersports loans, collaborating with dealers, and ensuring adherence to underwriting processes and company guidelines.

AutomotiveManufacturing
Hiring Manager
Jennifer Chavez
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Responsibilities

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies
Assess borrower creditworthiness through credit reports, structure and other tools
Collaborate with dealers to negotiate deal terms where necessary, working to maximize capture rate while maintaining credit quality
Communicate credit decisions clearly and professionally to dealer partners and the sales team
Build and maintain strong relationships with dealers to support business growth and promote loyalty
Conduct timely follow-ups on approved applications
Review and resolve funding exceptions in a timely and accurate manner
Provide ongoing training to dealer partners on credit processes, funding requirements, and company policies
Handle both incoming and outgoing calls
Actively remind and educate dealers on value-added products such as KPP (Kawasaki Protection Plus) to enhance customer offerings and increase product penetration
Demonstrate excellent verbal and written communication skills in all interactions with internal teams and external partners
Work closely with internal teams (sales, funding, customer service and credit)
Assist in developing underwriting procedures and training tools
Collaborate with the Credit Manager to set up the business and ensure adherence to regulatory requirements
Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications
All other duties as assigned

Qualification

Credit analysisPowersports lendingAnalytical skillsMicrosoft OfficeRelationship managementCommunication skillsProblem-solvingTeam collaboration

Required

A minimum of 5 years of experience in credit analysis in powersports/motor vehicle lending
Proficiency in Microsoft Office (Word, Excel, PowerPoint)
High school diploma, associate degree or equivalent in Finance, Business, or related field
Strong interpersonal and relationship management skills
Proven ability to assess credit risk and make sound lending decisions
Ability to work independently and collaboratively in a fast-paced and changing environment
Strong analytical and decision-making skills
Research and problem-solving capabilities
Excellent communication and interpersonal skills
Act as a resource for dealer and staff questions regarding the KMRF's loan programs
Ability to work on-site at our Foothill Ranch, CA office

Preferred

Experience in founding, co-founding or working in a fast-paced startup environment
Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
Experience in a FinTech startup
Advanced Professional degree

Company

Kawasaki Motors Corp., U.S.A.

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Kawasaki Motors Corp. engages in marketing and distributing motorcycles, sport bikes, side X side vehicles, cruisers, and watercraft.

Funding

Current Stage
Growth Stage

Leadership Team

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Eric Postma, SHRM-CP
HR Business Partner
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Company data provided by crunchbase