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First Financial Bank · 1 day ago

CRA Mortgage Loan Originator

Dayton, OH

Full-time

Onsite

Mid, Senior Level

2+ years exp

First Financial Bank is committed to doing the right things for their clients and is currently seeking a CRA Mortgage Loan Originator. In this role, you will originate mortgage loans with a focus on promoting lending options in Low to Moderate Income areas, working closely with community organizations and referral sources to generate leads and ensure a superior customer experience.

BankingCreditDebit CardsFinanceFinancial ServicesLending

Responsibilities

Consistently achieves monthly loan production volume as specified in the MLO Agreement

Generates new business to assist in meeting established CRA goals

Responsible for developing and maintaining business plan for growth of this business area

Networks with community organizations, local business leaders, housing agencies, realtors, builders, and other referral sources to generate mortgage leads with focus on CRA products

Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank

Prepares and compiles mortgage application and information for processing of mortgage loan applications generated

Ensures completeness of loan documentation

Oversees timely closing and funding of loans

Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business

Responds to mortgage inquiries and requests regarding accounts

Promotes and cross-sells other bank products and services as appropriate to customer requirements

Provides data to support marketing and sales promotion programs

Works directly with Community Development Operating Council to assist with CRA loan initiatives in local market

Other duties may be assigned

Qualification

CRA mortgage originationLoan originating softwareFHA VA USDA knowledgeReferral networkBachelor's degreeCustomer serviceRelationship managementNetworkingContinuing education

Required

Minimum of 2 years experience originating CRA residential mortgages, 4 years preferred

Must have existing referral network established to provide CRA mortgage leads

Must have prior experience using loan originating software and MS Office products

Strong product knowledge and underwriting requirements for Government (FHA, VA, USDA) and CRA specific mortgage programs

Bachelor's degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience

Must have or ability to obtain Mortgage Loan Originator License with NMLS

Must be trained in all areas of mortgage lending

Must maintain employer and industry required continuing education