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Northwest Bank · 2 days ago

Director of Credit Risk, SBA Lending

Columbus, OH

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

Northwest Bank is seeking a Director of Credit Risk for their SBA Lending division. The role involves managing risk in the SBA portfolio, reviewing loan production and credit management functions, and ensuring compliance with banking regulations.

BankingFinancial Services

H1B Sponsor Likely

Responsibilities

Approve Credit Memos, Modifications, Annual Reviews and Risk Ratings for loans within the SBA portfolio

Provide a credible and authoritative voice for the Credit Risk function when communicating with the 1st Line of Defense on all matters related to SBA lending

Produce, review and interpret management reports related to the SBA portfolio

Communicate with senior management individually and within the committee process on the risk metrics of the SBA portfolio

Continuous monitoring of all credit-related portfolio trends, and banking rules and regulations applicable to commercial lending

Provide consent for preliminary loan proposals to enter the underwriting queue through the Opportunity Memo process

Ensure quality control and data integrity for inputs into decision-making tasks

Maintain 2nd Line of Defense oversight of all functions related to SBA lending including tasks related to the closing and funding processes

Complete special projects as requested by management

Monitor, develop, and suggest revisions to workflows and procedures as necessary to enhance efficiency and minimize expenses

Identify potential for credit losses and mitigating risk accordingly including transfer of individual credits to Special Assets

Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Qualification

Credit Risk ManagementSBA Lending KnowledgeCredit AnalysisPortfolio ManagementBanking RegulationsMicrosoft OfficeTeam Collaboration

Required

8 - 12 years of experience in commercial lending or credit administration including credit analysis, portfolio management, loan review and/or special assets required

Multiple years of experience working in a high-volume SBA lending environment required

Credit approval authority within SBA lending department required

An in-depth knowledge of the SBA SOP and banking regulations governing commercial lending are essential to successfully performing in this role

Preferred

Bachelor's Degree in Accounting or Finance related degree preferred

Company

Northwest Bank

Northwest Bank is a financial firm that offers banking, lending, payments, and wealth management solutions.

Founded in 1896

Warren, Pennsylvania, USA

1001-5000 employees

https://www.northwest.bank

H1B Sponsorship

Northwest Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (4)

2024 (7)

2023 (3)

2022 (1)

2021 (5)

2020 (3)