Wilson Bank & Trust ยท 1 day ago
Mortgage Loan Originator - Cookeville
Wilson Bank & Trust is seeking a Mortgage Loan Originator who will develop mortgage loan business by generating a referral base to identify new prospects. The role involves interviewing loan applicants, informing them of documentation needed for processing, and monitoring the loan process to ensure timely closings.
BankingCommunitiesFinancial Services
Responsibilities
Originate quality conventional, FHA, VA, RD, and THDA residential loans based on secondary market guidelines
Responsible for generating production volume based on assigned production goals
Network with realtors, builders, attorneys, and CPAs to generate a referral base
Develop mortgage loan business with new prospects
Interview loan applicants and generate complete loan applications with necessary supporting documentation for submission to processing
Monitor the loan process to facilitate timely closings
Utilize sales and service strategies to retain existing relationships and enable growth of new relationships. Actively participates in follow-up strategies
Maintain professional and technical knowledge by attending educational workshops, reviewing professional publications, establishing personal networks, and participating in professional associations
Adhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program
Attend training as requested
Participate in outside community activities as required
Perform other duties as assigned
Qualification
Required
High School diploma or GED
3 years of residential mortgage origination experience
Ability to develop business in the targeted market areas
Extensive knowledge of all guidelines, laws, and regulations related to mortgage lending
Proficient with Microsoft Office and other standard software applications
Strong interpersonal, communication, presentation and networking skills
Ability to work on multiple projects simultaneously
Effective verbal and written communication skills
Critical thinking, analytical ability, and problem-solving skills
High standards for integrity, honesty, professionalism, and work ethic
Commitment to service excellence
Ability to work independently while demonstrating excellent organization and follow through
Demonstrate flexible and efficient time management and ability to prioritize workload
Ability and willingness to work with purpose and a strong sense of urgency
Self-motivated, positive, and enthusiastic with a strong desire to exceed expectations
Maintain confidentiality discretion
Ability to effectively work in collaboration with others to achieve business objectives
Willing to grow and be challenged