Cash App · 6 months ago
Senior Machine Learning Engineer (Modeling) - Underwriting & Credit
Cash App is a mobile payment service that allows users to send, receive, and store money, and it is a sub-organization of Block. The role of Senior Machine Learning Engineer focuses on building and integrating machine learning solutions to evaluate customer cash flow risk and support multiple products, while collaborating with various teams to enhance decision-making processes.
BitcoinCryptocurrencyE-CommerceFinancial ServicesMobile Payments
Responsibilities
Build and integrate ML solutions for evaluating customer cash flow risk including risk of default on credit obligations, risk of fraud & abuse of loans and other situations where Cash app advances funds or provides liquidity to customers
Support multiple products across 4+ workstreams in Cash
Empower teams to understand the financial performance of origination cohorts, optimize our automated decisioning pipeline using AI/ML, and help identify new opportunities for growth in our customer base
Experiment with various modeling techniques on our comprehensive customer data and see your solution through to production by partnering cross-functionally with finance, product, and engineering teams
Qualification
Required
Bachelor's degree in Computer Science, Statistics, Mathematics, or a related field
6+ years of experience in machine learning, data analysis, or a related field
Strong knowledge of machine learning algorithms and data analysis techniques
Excellent problem-solving skills and attention to detail
Strong communication skills, with the ability to explain complex concepts to non-technical stakeholders
Credit, lending or underwriting related ML experience
Build and integrate ML solutions for evaluating customer cash flow risk including risk of default on credit obligations, risk of fraud & abuse of loans and other situations where Cash app advances funds or provides liquidity to customers
Support multiple products across 4+ workstreams in Cash
Empower teams to understand the financial performance of origination cohorts, optimize our automated decisioning pipeline using AI/ML, and help identify new opportunities for growth in our customer base
Experiment with various modeling techniques on our comprehensive customer data and see your solution through to production by partnering cross-functionally with finance, product, and engineering teams
Preferred
Master's degree in Computer Science, Statistics, Mathematics, or a related field
Benefits
Remote work
Medical insurance
Flexible time off
Retirement savings plans
Modern family planning
Company
Cash App
Cash App is a mobile payment service that allows users to send, receive, and store money. It is a sub-organization of Block.
H1B Sponsorship
Cash App has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (257)
2024 (253)
2023 (260)
2022 (297)
Funding
Current Stage
Late StageTotal Funding
$10M2018-04-04Pre Seed· $10M
Leadership Team
Recent News
Android Headlines
2025-12-05
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