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Primary Residential Mortgage · 1 hour ago

Loan Officer

Salt Lake City, UT

Full-time

Onsite

Mid Level

Primary Residential Mortgage is focused on providing excellent mortgage solutions and is seeking a Loan Officer to proactively solicit new residential mortgage clients. The Loan Officer will analyze borrowers' financial data, develop business opportunities, and maintain strong relationships with clients and referral partners.

Financial ServicesReal EstateResidential

Responsibilities

Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc

Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs

Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines

Analyzes and exercises independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions

Carries out major assignments affecting business operations of the employer or the employer’s customers through:

Collecting and analyzing information regarding the customer’s income, assets, investments, or debts

Analyzing applicant data, credit and collateral property value

Determining which financial products best meet the customer’s needs and financial circumstances

Providing advice to the customer regarding the advantages and disadvantages of available financial products

Marketing, servicing, or promoting the employer’s financial products

Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries

Provides origination services in the state of licensure

Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities

Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings

Qualification

Mortgage industry experienceCustomer service skillsFinancial analysisMS Office proficiencyCommunication skillsSales experienceReal estate knowledgeReferral networkAttention to detail

Required

Sales experience in the mortgage industry is preferred

Familiarity with mortgage processes, procedures, rules, regulations, and compliance

Exceptional customer service skills with a strong attention to detail

Excellent written and verbal communication skills

Strong computer skills to include a working knowledge of MS Office

Ability to comprehend and analyze financial information

Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management

Ability to pass a required background check