Collections Representative jobs in United States
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DigniFi · 4 months ago

Collections Representative

DigniFi is a fintech marketplace company that connects consumers with lenders to help finance large automotive repair costs. The Collections Representative will be responsible for contacting delinquent customers, providing customer service regarding collection issues, and managing accounts to reduce delinquency.

AutomotiveFinancial ServicesFinTechMarketplace
badNo H1Bnote

Responsibilities

Contact delinquent customers and make collection calls in a fast-paced goal-oriented collections department
Place calls using a Dialer as well as manually dialing
Provide customer service regarding collection issues, processing customer payments, processing and reviewing account adjustments, and resolving client discrepancies
Responsible for monitoring and maintaining assigned accounts, customer calls, account adjustments and customer reconciliations
Accountable for reducing delinquency for assigned accounts
Must communicate & follow up effectively with sales department regarding customer accounts on a timely basis
Ensure all customer demographic information is correct including addresses, phone numbers and which contact method each customer prefers
Set up repayment plans with customers and post payments with credit cards and electronic checks (ACH) as requested by the customer
Locate customers using skip tracing methods approved by management
Handle calls and emails from customers and partners related to applications and payments

Qualification

Consumer loans experienceCollections experienceFDCPACFPBBilingual

Required

Experience in consumer loans and collections
Minimum of 2 + years' experience in collections
Knowledge of Fair Debt Collections Practices Act (FDCPA), and Consumer Financial Protection Bureau (CFPB)
Strong analytical skills
Ability to multitask
Excellent verbal and written communication skills
Ability to work in a small team
Willing to work Saturdays

Preferred

Recovery and Collections experience preferred
Bilingual is a plus

Benefits

Accrue 16 Days of PTO per year
11 Paid Holidays
80% Employer-Paid Premiums for Medical, Dental and Vision Insurance
Long-term Disability Insurance
Basic Life Insurance
Paid Parental Leave
Matching 401k

Company

DigniFi

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DigniFi is a fintech marketplace company that connects consumers with lenders to help finance large automotive repair costs.

Funding

Current Stage
Growth Stage
Total Funding
$189M
Key Investors
Encina Lender FinanceBrigade Capital Management
2024-07-09Debt Financing· $175M
2022-07-29Convertible Note
2020-06-30Series A· $14M

Leadership Team

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Neeraj Mehta
Chief Executive Officer
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Eileen Cavanaugh
Chief Financial Officer
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Company data provided by crunchbase