Cleo · 6 months ago
Credit Risk Analyst
United States
Full-time
Remote
Mid Level
3+ years expCleo is a fast-growing tech startup focused on improving financial health through AI. The Credit Risk Analyst will build credit underwriting models and strategies, leveraging data and analytics to manage credit risk and support the growth of Cleo's financial products.
Artificial Intelligence (AI)FinanceFinancial ServicesFinTech
Responsibilities
Leverage Cleo’s proprietary data and third party data to reduce loss rates and improve customer experience
Optimize our risk thresholds, policies and strategy to expand member access and eligibility criteria of our credit products
Apply your expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
Build dashboards to monitor and report the performance of credit products
Design, execute, and analyze the results of experiments across our credit product
Leverage state of the art techniques to combat and mitigate fraud risk
Willingness to challenge the conventional thinking and try new ideas to solve complex business problems
Maintain a strong data driven culture within the company by interacting with diverse internal functions
Qualification
Required
Bachelor's degree in Engineering, Math, Finance or other quantitative discipline
3-5 years of analytical experience, preferably in a credit risk role at a FinTech company
Experience in SQL, Python or other statistical modelling tools
Knowledge of state of the art machine learning techniques
Advanced Microsoft Excel skills
Experience working on A/B testing
Detail-oriented with exceptional organizational skills
Ability to work in a fast-paced environment and meet aggressive deadlines
Experience working in business intelligence tools
Preferred
Masters degree is a plus
Benefits
25 days Annual leave a year + public holidays (+ an additional day for every year you spend at Cleo)
401k matching in the US and 6% employer-matched pension in the UK
Early finish every Friday
Online courses & internal training to level up your skills
Regular socials and activities, online and in-person
Online mental health support via Spill
Access to Pushfar - online platform for external mentorship
Company
Cleo
Changing the world’s relationship with money.
201-500 employees
H1B Sponsorship
Cleo has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3)
2023 (1)
2022 (2)
2021 (1)
Funding
Current Stage
Growth StageTotal Funding
$137.5MKey Investors
SofinaEQT VenturesTriplePoint Capital
2022-06-16Series C· $80M
2020-12-10Series B· $44M
2019-06-17Debt Financing
Leadership Team
Barnaby Hussey-Yeo
Founder and CEO
Recent News
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2025-11-23
Company data provided by crunchbase