Mudflap · 5 months ago
Compliance Officer
Palo Alto, CA
Full-time
Onsite
Senior Level
$200K/yr - $225K/yr
5+ years expMudflap is a fintech company transforming the trucking and logistics industry with innovative payment products. As the first internal Compliance Officer, you will work closely with the executive team to develop and manage compliance frameworks, ensuring adherence to regulatory requirements and fostering a culture of integrity and accountability within the organization.
AppsCouponsMobile AppsTransportation
Responsibilities
Develop and manage compliance frameworks for commercial financing and deposit account programs, ensuring adherence to federal and state laws
Work with Product and Legal teams to structure and review commercial financing and deposit account products to align with regulatory requirements, including disclosures, underwriting standards, and servicing practices
Develop and maintain company-wide compliance programs and risk controls, including those related to underwriting, fraud, payments, privacy, and vendor oversight
Stay current on regulatory requirements relevant to Mudflap’s business (e.g. Reg B, FCRA, UDAAP, FTC, AML/BSA, PCI, data privacy laws) and lead implementation efforts where needed
Partner cross-functionally with Legal, Product, Finance, and Operations to advise on compliance risks and embed controls into business processes
Own the compliance training program for employees and support external audits and regulatory inquiries
Establish monitoring systems to assess compliance risks across Mudflap’s lending-related offerings and ensure timely remediation of any findings
Establish and manage internal reporting mechanisms for potential violations or concerns
Serve as a trusted advisor to the executive team and help foster a culture of transparency and accountability
Qualification
Required
5+ years of compliance experience in a fintech, payments, logistics, or regulated tech environment
Deep knowledge of compliance frameworks relevant to financial services and/or marketplace platforms
Proven ability to build compliance programs from the ground up and scale them
Comfortable balancing structure with flexibility in a startup environment
Excellent judgment, communication, and stakeholder management skills
High integrity and a proactive, collaborative mindset
Experience with AML/BSA programs or working with MSBs
Familiarity with PCI DSS and privacy regulations (e.g., CCPA)
Experience working closely with executive leadership and external counsel
Preferred
Background in legal, risk, or audit functions is a plus
Benefits
Commuter benefits to ease your travel
Lunches and snacks to keep you fueled
Multiple health benefit options
Responsible Time Off
401(k) matching
Opportunities and support for major career growth
Annual Company offsite event (Mudfest!)
Company
Mudflap
Mudflap provides instant fuel discounts to thousands of owner-operators and small fleets at hundreds of independent fuel stops and chains.
51-200 employees
H1B Sponsorship
Mudflap has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2024 (1)
Funding
Current Stage
Growth StageTotal Funding
$50M2022-08-17Series B· $50M
2019-01-01Seed
Leadership Team
Sanjay Desai
Co-Founder/CEO
Recent News
2023-06-09
2023-06-09
Company data provided by crunchbase