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MidFirst Bank · 23 hours ago

MidFirst Business Credit - Senior Account Executive

Alpharetta, GA

Full-time

Hybrid

Senior Level, Lead/Staff

10+ years exp

MidFirst Bank is a leading financial institution providing customized financing solutions to businesses across the United States. The Senior Account Executive will manage a portfolio of asset-based lending relationships, ensuring compliance and monitoring financial trends to support client success.

BankingVenture Capital

Responsibilities

Effectively monitoring collateral performance and trend information. Develop strategies to address deteriorating trends. Provide written assessments, risk grade reviews, and reports on assigned loan portfolio

Have direct interaction within the closing process of new deals destined to be part of the portfolio

Continually monitor the compliance with all aspects of Loan Agreements and promptly identify deteriorating situations and instances of default in a timely manner

Ability to formulate strategies and implement ongoing as well as corrective measures on stressed/distressed loans

Proficient knowledge of credit policies and documentation

Proactive negotiation and development of strategies, both depository and lending, on renewals, extensions, modifications, waivers, and new credit requests. Prepare and present transactions to approval authorities

Responsible for closing transactions in a timely, effective manner keeping in mind both customer and MidFirst Business Credit objectives. Includes field exam, appraisal, underwriting, and legal documentation process

Interact with personnel and representatives from credit, loan administration, appraisal, treasury management, management, loan review, and internal/external legal resources

Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Adheres to all State and Federal Banking Regulations

Perform other related work duties as assigned

Qualification

Credit analysisCommercial bankingRisk managementFinancial analysisLoan structureRegulatory complianceAnalytical skillsCommunication skillsNegotiation skillsTeamwork