Perpay Inc. · 2 months ago
Head of Compliance
Philadelphia, PA
Full-time
Onsite
Lead/Staff, Director/Executive
5+ years expPerpay Inc. is a certified B Corp and Philadelphia’s most impactful growth-stage startup focused on improving financial stability for everyday Americans. As Head of Compliance, you will lead the development and execution of the Compliance Management System while collaborating with various teams to ensure regulatory integrity and support new product initiatives.
FinanceFinancial ServicesFinTechPayments
Responsibilities
Own the vision, design, and day-to-day operation of Perpay’s CMS, ensuring it evolves with regulatory expectations, business strategy, and partner bank standards
Serve as the internal authority and advisor on compliance and BSA/AML matters, driving education, accountability, and alignment across all teams
Build and lead a growing compliance team, setting clear priorities and scaling systems to support our expanding credit products
Oversee critical CMS functions including Complaint Management, Vendor Oversight, Issue Management, Monitoring & Testing, and Compliance Training
Develop, maintain, and oversee the execution of an effective BSA/AML program, including risk assessments, transaction monitoring, and suspicious activity reporting in collaboration with external partners
Work cross-functionally to identify risks and creatively design compliant solutions that support new product initiatives and operational changes
Monitor the regulatory environment for changes and lead implementation of new requirements with agility and precision
Report regularly to executive leadership and the Board on key compliance and AML trends, risks, and program performance
Interface with external partners, including bank partners, to represent the compliance function
Cultivate a compliance-forward culture rooted in transparency, curiosity, and proactive risk mitigation
Qualification
Required
5+ years of leadership experience in compliance within a financial services or fintech environment, including direct experience with BSA/AML frameworks
Strong knowledge of relevant consumer protection laws and regulations (e.g., TILA, ECOA, FCRA, UDAAP, GLBA), and how they apply to credit cards and bank-partnered fintechs
Experience designing and implementing scalable compliance and AML processes in high-growth or entrepreneurial environments
Proven ability to balance regulatory requirements with business innovation, providing actionable, creative guidance on new ideas and product launches
Excellent communication and stakeholder management skills, with the ability to work cross-functionally and influence at all levels
A pragmatic, proactive approach to compliance that focuses on finding solutions and building trust and relationships between internal stakeholders and external partners
Benefits
Meaningful compensation and equity
Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
4% employer 401k match
Unlimited PTO policy
Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
High quality catered lunch by local chefs, 4 days / week
Gym subsidy
Paid cell phone + plan
Student loan repayment program
Relocation assistance
Generous team member discounts
Company
Perpay Inc.
About Us: We believe everyone deserves a chance to improve their financial future.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
unknownKey Investors
L CattertonFirst Round Capital
2023-10-19Series A
2019-09-30Seed
Leadership Team
Chris DIMarco
Founder & CEO
Recent News
2025-09-24
2025-09-15
2025-08-20
Company data provided by crunchbase