Senior Credit Underwriter (C&I Healthcare) jobs in United States
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Metropolitan Commercial Bank · 3 months ago

Senior Credit Underwriter (C&I Healthcare)

Metropolitan Commercial Bank is a New York City based full-service commercial bank providing a range of banking products and services. The Senior Credit Underwriter (VP) is responsible for conducting comprehensive credit risk analysis for complex loan requests, particularly in the Healthcare sector, and collaborating with Lending Officers throughout the transaction process.

BankingBusiness DevelopmentCommercial

Responsibilities

For the most complex transactions, undertaking comprehensive financial and credit risk analysis in support of loan requests; including but not limited to financials, projections, industry/market, structure, management and environmental
Demonstrating deep understanding of credit risks and mitigants, presenting clearly and concisely in risk focused credit proposals for submission to the appropriate approval authority
Work collaboratively with Lending Officers throughout the transaction process, ensuring financials are complete, accurate and received in a timely manner. Attend client meetings and/or site visits as appropriate
Strong understanding of compliance, regulations and the Bank’s commercial lending policies, clearly outlining any exceptions to policy and supporting rationale in the credit proposal
Ensure all credit-related questions from the approval authority are addressed efficiently and effectively
Contribute effectively at Credit Committee and other Committee meetings as appropriate
Provide guidance and oversight for more junior credit underwriters
Assisting in the completion of various monthly, quarterly or ad hoc reports as necessary
Assisting in gathering information required by Bank examiners and internal audit
Lead ad hoc credit risk projects with limited oversight

Qualification

Credit risk analysisFinancial modelingC&I Healthcare experienceCompliance knowledgeMS Office SuiteWritten communicationVerbal communicationInterpersonal skillsTeam player

Required

Bachelor's degree in Business, Accounting or Finance; or equivalent experience
Minimum 7 years in credit related field, preferably in a banking environment with C&I / Healthcare experience
Strong analytical / financial modeling skills
Excellent written and verbal communication skills
Strong interpersonal skills; work collaboratively and with integrity with key internal and external stakeholders
Strong team player with desire to develop and coach less experienced members of the team
Working knowledge of all MS Office Suite products and appetite to learn core database management programs

Benefits

Flexible work schedule where employees can work from home one day a week

Company

Metropolitan Commercial Bank

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Metropolitan Commercial Bank provides business, commercial, and personal banking products and services.

Funding

Current Stage
Growth Stage

Leadership Team

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Nick Rosenberg
Executive Vice President, Chief Technology Officer
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Dixiana B.
Executive Vice President and Chief Operating Officer
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Company data provided by crunchbase