SMBC Group · 8 hours ago
Global Financial Institutions Group, Director
New York, NY
Full-time
Hybrid
Mid, Senior Level
$250K/yr - $250K/yr
7+ years expSMBC Group is a top-tier global financial group offering a diverse range of financial services. The Director role within the Global Financial Institutions Group involves credit and performance analysis of non-bank loan originators and servicers, focusing on supporting SMBC’s securitization business and collaborating with various business units to provide unique financial solutions.
AdviceBankingFinancial Services
Responsibilities
Closely coordinate with SMBC’s Securitized Products and Capital Solutions Department (SPCS) to evaluate the credit risk of non-bank loan originators and servicers in connection with securitization facility mandates
Work collaboratively with SPCS on new securitization financings from inception to transaction close, specifically around aspects relating to the originator/servicer platform including the due diligence process, internal bank systems/grading, financial statement and credit analysis, credit application preparation, and originator/servicer covenant negotiation
Ongoing management of the credit lifecycle for non-bank loan originators and servicers, including review of ongoing credit and financial performance, periodic credit monitoring and re-underwriting, covenant and compliance reporting, and ad hoc analysis as necessary
Work with securitization bankers on industry/market analysis to identify target sectors and prospects, provide guidance on originator/service credit profiles, review and understand potential regulatory/political issues within different non-bank financing products, and identification of emerging risks impacting the non-bank financing landscape
Provide senior level guidance to junior staff in credit analysis, internal procedure and policy, and transaction execution as well as delegate responsibilities when necessary and appropriate
Provide discussion topics and content for senior management meetings. Participate in internal strategy and management presentations as necessary
Qualification
Required
Deep knowledge of the non-bank financial institution sector, primarily loan originators and servicers including fintech companies
Strong understanding of the broader Financial Institutions sector, global market trends and ability to adapt to changing market conditions
In-depth knowledge of all elements of credit risk and thorough knowledge of legal/compliance considerations for non-bank loan originators and servicers, including fintech companies (including capital structure, funding and liquidity risk, profitability drivers, market landscape, and regulatory requirements)
Strong knowledge of financing and capital markets products and services relevant to non-bank loan originator and servicer clients
Excellent communication and presentation skills both written and verbal; comfortable presenting and negotiating externally with clients and key industry contacts, and internally with senior management and SMBC's credit department
Proven ability to take initiative and work well both independently, and as part of a team in a fast-paced entrepreneurial environment
Demonstrated leadership ability to provide mentorship, guidance, and training to junior colleagues on the team
Preferred
7 to 10 years of specialized experience in non-bank loan originator and servicer analytical experience preferred
Benefits
Annual discretionary incentive award
Competitive portfolio of benefits
Company
SMBC Group
SMBC Group is a top-tier global financial group.
10001+ employees
H1B Sponsorship
SMBC Group has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (160)
2024 (87)
2023 (73)
2022 (44)
2021 (29)
2020 (26)
Funding
Current Stage
Late StageLeadership Team
Hirofumi Otsuka
Senior Managing Executive Officer & CEO of Americas Division
Juan Kreutz
Head of Structured Finance Solutions and Deputy Head of the Americas
Recent News
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