Wintrust Financial Corporation · 13 hours ago
Associate Credit Manager (Team Lead) – Small Business Lending
Rosemont, IL
Full-time
Onsite
Mid, Senior Level
$85K/yr - $110K/yr
5+ years expWintrust Financial Corporation is a $66 billion financial institution providing community and commercial banking services. The Associate Credit Manager will be responsible for overseeing small business loans review and underwriting, while managing and mentoring a team of credit analysts to ensure compliance with established procedures.
Financial ServicesWealth Management
Responsibilities
Credit review and analysis of new and renew small business loans, including but not limited to calculations of business cash flow, personal cash flow, debit service ratios, etc. Present loan decisions in accordance with established procedures and underwriting criteria. Identify alternative financing options for borrowers that do not qualify for their original requests. Apply delegated credit authorities per policies and procedures
Manage, mentor, and coach credit analysts. Provide ongoing training, guidance, and support with day-to-day functions. Ensure staff’s adherence to established procedures, as well as maintenance with service level agreements. Make recommendations on an ongoing basis for improvements to workflow
Analyze and review small business loans for completeness and required due diligence completed by credit analysts. Review and approve small business loans up to $50,000
Work closely and provide support to Relationship Managers to help build strong relationships with customers
Qualification
Required
At least 3-5 years of experience supervising the workflow of a team
5-7 years of experience underwriting commercial loans
Bachelor's degree or higher
Outstanding ability to perform all duties of the small business loans processing, including independent completion of all job responsibilities and tasks is required
Must possess excellent knowledge and understanding of commercial lending, loan terms, and credit underwriting in order to complete credit files and provide direction and support the credit analyst team
Preferred
Background with SBA loans processing/underwriting preferred
Knowledge of SBA loans preferred but not required
Benefits
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance
Company
Wintrust Financial Corporation
Wintrust Financial Corporation delivers sophisticated financial capabilities with a community bank personality across its businesses in banking, specialty finance, and wealth management.
5001-10000 employees
H1B Sponsorship
Wintrust Financial Corporation has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (15)
2023 (19)
2022 (27)
2021 (10)
2020 (7)
Funding
Current Stage
Public CompanyTotal Funding
$683MKey Investors
CIVC Partners
2025-05-08Post Ipo Equity· $425M
2022-06-07Post Ipo Equity· $258M
2020-05-05IPO
Leadership Team
Timothy Crane
President and Chief Executive Officer
Recent News
The Magnificent Mile Association
2025-11-11
Wintrust Financial Corporation
2025-10-24
Company data provided by crunchbase