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First Western Trust · 3 days ago

Mortgage Loan Originator (Bozeman)

Bozeman, MT

Full-time

Onsite

Entry, Mid Level

1+ years exp

First Western is seeking a Mortgage Loan Originator to join their team. In this role, you will help high-net-worth clients achieve their financial goals by providing exceptional service and overseeing each loan transaction through processing and closing.

BankingFinancial ServicesRetirementWealth Management

Responsibilities

Recognized as a trusted mortgage origination expert and trusted advisor in the market based on long standing relationships with a wide variety of referral partners

Consistently spend more than 50% of working time away from First Western's office(s) engaged in soliciting new mortgage loan business

Extensive knowledge and experience with a wide variety loan program requirements and investor guidelines including FNMA, FHLMC, FHA, VA, USDA, DPA Programs, JUMBO and FHLB products

On-going development of a referral network through prospecting, networking, cold-calling, and participating in community out-reach efforts that promote the Bank and home-ownership

Provide exceptional customer service by overseeing each loan transaction through processing and closing, and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners

Conduct interviews with potential applicants to determine the appropriate loan programs/products

Analyze applicants' income, financial information, and credit history, including completing a preliminary qualification for the identified loan programs

Present a full and complete loan application with supporting documentation to the operations team within 72 hours

Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA, RESPA, and MDIA regulations

Meet volume goals as established by the sales management team

Qualification

Mortgage loan originationNMLS registrationMortgage regulatory knowledgeMicrosoft Office SuiteLoan origination systemsReferral network developmentCustomer serviceAnalytical skillsCommunication skillsDetail-oriented

Required

Bachelor's Degree, Or equivalent work experience

1-3 years, Recent residential mortgage lending experience, preferably within a bank environment

Active NMLS registration, Upon Hire

Proficient in Microsoft Office Suite

Strong understanding of MS applications, database/CRM tools, loan origination application systems and loan pricing engines

Solid understanding of mortgage regulatory requirements, including but not limited to the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act

Demonstrated success in cultivating and maintaining a quality referral network

Ability to analyze and calculate income from complex financial data

Solid understanding of mortgage loan processing, underwriting, and closing

Professional presentation, written and verbal communications skills

Detail-oriented

Ability to work independently and with an operations team

Focus on providing outstanding customer service and meeting critical deadlines

Benefits

Strong Bonus Potential

401(k) Plan with Match

Paid Parking/Transportation Benefits

Access to Training & Professional Development Programs

Sponsorship for Obtaining Professional Certifications

Flex Spending Accounts

Health Savings Account

Health & Wellness Benefits

Paid Time-Off+ Bank Holidays

Company

First Western Trust

We cater to the distinct needs of high-net-worth individuals, families, entrepreneurs, and business owners, offering a deeply personal and sophisticated financial experience.

Founded in 2002

Denver, Colorado, USA

201-500 employees