Upstart · 5 months ago
Senior Software Engineer, Home Lending
United States
Full-time
Remote
Senior Level
$164K/yr - $226K/yr
5+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. They are seeking a Senior Software Engineer to lead cross-team projects, contribute to product vision, and mentor other engineers while working on complex products like home loans and home equity lines of credit.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead successful cross-team and/or multi-quarter, multi-engineer projects
Proactively search out ways to expand impact that extends well beyond the Jira board
Turn team-specific projects into opportunities to up-level the team and the org’s tech platform
Know the product as well as the EM and PM and contribute to the product vision/strategy
Propose and deliver new ideas that achieve meaningful improvements to our team’s business metrics
Contribute in a meaningful way to quality improvements within our team
Qualification
Required
5+ years professional experience in fullstack software
3+ years proficiency in Kotlin, Java, or C#
Some hands-on experience with a JavaScript framework like React
Some hands-on experience with SQL databases and domain modeling
Preferred
Excellent written and verbal communication
Preference for face-time and synchronous collaboration
Enthusiasm for non-coding responsibilities
Comfortable challenging authority
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase