Upstart · 1 hour ago
Staff Machine Learning Engineer
United States
Full-time
Remote
Senior Level, Lead/Staff
$200K/yr - $276K/yr
4+ years expUpstart is a leading AI lending marketplace focused on reducing borrowing costs for Americans. As a Staff Machine Learning Engineer, you will collaborate with various teams to enhance ML productivity and improve model performance through innovative software and infrastructure solutions.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Set engineering & coding standards for the team and set technical direction to identify investments necessary drive model quality, system reliability, and iteration velocity
Build repeatable workflows and automation that enables scientists to spend more time on high leverage tasks (methodology, writing, analysis) and less on keeping the lights on or getting things to run
Discover and develop a short and long-term roadmap of engineering improvements
Explore new algorithms and methodologies for our machine learning models
Interface cross-functionally with other engineering teams (data engineering, machine learning platform, pricing, and growth software engineering), to provide feedback and requirements, so that we can build high-quality systems end-to-end
Qualification
Required
Advanced degree (MS, PhD, or equivalent experience) in Computer Science, Machine Learning, Operations Research, Statistics, or a related quantitative field
4+ years of industry experience as a Machine Learning Engineer or Research Scientist with a strong focus on implementation and tooling
Proficiency in multiple object-oriented programming languages (e.g. Python, C++)
Experience building and productionizing innovative end-to-end Machine Learning systems
Experience in exploratory data analysis, statistical modeling, hypothesis testing, and experimental design
Experience working with cross-functional teams(product, science, product ops etc)
Preferred
PhD in Computer Science, Machine Learning, Operations Research, Statistics, or other related quantitative fields or related field
Publications at industry recognized ML conferences
Experience in modern deep learning architectures and probabilistic modeling
Experience with optimization techniques, including reinforcement learning (RL), Bayesian methods, causal ML meta learners and genAI LLM
Experience with CI/CD, data validation, and automation tools (e.g. metaflow)
Expertise in the design and architecture of ML systems and workflows
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase