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Provident Bank · 22 hours ago

VP - Relationship Manager III - CRE

Iselin, NJ

Full-time

Onsite

Senior Level, Lead/Staff

$134K/yr - $220K/yr

10+ years exp

Provident Bank is a highly regarded financial institution in New Jersey committed to enhancing the customer and employee experience. The VP - Relationship Manager III - CRE is responsible for the origination, evaluation, and structuring of complex loan requests and transactions, along with portfolio management and cross-selling other bank products.

Financial Services

Responsibilities

Solicits credit-worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank. Promotes profitable growth of the loan portfolio and maximum customer responsiveness

Oversees the preparation of loan presentation including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness

Assesses lending risks, identifies offsetting mitigants and makes recommendations on loan structure displaying sound credit judgment

Establishes and promotes customer and community relationships; cross sell other Bank products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques

Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control

Facilitates closing of the loan transactions with strict compliance with approved terms and conditions