FNBO · 22 hours ago
Director, CECL Analytics and Loss Forecasting(Omaha, NE)
Omaha Metropolitan Area
Full-time
Hybrid
Senior Level, Lead/Staff
$96K/yr - $163K/yr
8+ years expFNBO is committed to the success of its employees and is seeking a Director of CECL Analytics and Loss Forecasting. This role involves leading the organization's CECL strategy and loss forecasting initiatives while providing expert insights to executive leadership on credit risk trends and regulatory implications.
AccountingBankingFinanceFinancial ServicesMortgage
No H1B
Responsibilities
Lead strategic business initiatives integrating loss forecasting capabilities with business strategy execution, risk appetite development, and regulatory compliance across consumer and commercial lending portfolios
Serve as trusted advisor to executive leadership, providing strategic insights that connect loss forecasting results to business performance, market opportunities, and strategic decision-making
Utilize advanced statistical and programming skills to develop sophisticated loss forecasting models for FNBO's consumer installment loans and card portfolios across both consumer and commercial segments
Apply sophisticated econometric techniques including regression analysis, time series modeling, survival analysis, and portfolio segmentation approaches consistent with industry best practices and regulatory guidance
Lead continuous enhancement of CECL qualitative assessments and write-ups, ensuring comprehensive explanations of portfolio-specific risk factors, economic adjustments, and management overlays that support quantitative model outputs
Develop and communicate advanced business intelligence that connects loss forecasting results to management decisions, macroeconomic trends, and organizational objectives across wide business audiences
Ensure models meet regulatory standards including SR 11-7, while serving as primary liaison with internal and external regulators, auditors, and vendors on ongoing CECL-related matters and examinations
Drive ongoing improvement of qualitative methodologies, model validation processes, and documentation standards while ensuring regulatory compliance
Drive business innovation through enhanced loss forecasting methodologies and process automation that support business growth and operational efficiency
Provide strategic guidance and technical mentorship to analysts and business leaders across the organization on complex analytical projects, modeling techniques, and qualitative assessment methods
Build organizational capabilities through expertise sharing, training initiatives, and strategic consultation that enhance enterprise credit risk management including both quantitative and qualitative analysis expertise
Qualification
Required
Master's degree or PhD in data science, mathematics, statistics, finance, economics, or related field required
8+ years of experience in highly analytical business functions, including at least 4 years in Credit Risk, modeling or related fields
3+ years of experience using Python programming, and SQL with a focus on data analysis, financial modeling, and expert knowledge of Excel
Strong knowledge of working with cloud-based data warehousing solutions (e.g., Snowflake) and version control systems (e.g. Git)
Demonstrated excellent oral and written communication skills
Demonstrated ability to handle stress, meet deadlines and work independently
Demonstrated leadership abilities with experience managing projects and/or teams in a technical environment
Ability to manage multiple complex projects simultaneously while meeting critical deadlines
Knowledge of consumer installment loans and consumer and/or small business credit card loans
Extensive knowledge of statistical and data science methods applied in the finance industry along with advanced programming skills
Ability to work with data to identify complex business trends and propose solutions
Ability to build consensus and influence the organization in order to achieve business goals
Experience with loss forecasting and stress testing at a financial institution, preferably a CCAR institution
Preferred
Experience in banking or financial services is preferred
Benefits
Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance
Company
FNBO
FNBO is a financial organization that offers digital banking and accounting service and products for business and personal commercial needs.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Matt Spyers
Chief Technology Officer
Chris Inserra
CFO - Enterprise Technology Services
Recent News
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