Old National Bank · 1 week ago
Commercial Underwriter Credit Center C&I
St Louis Park, MN
Full-time
Onsite
Mid, Senior Level
$60K/yr - $165K/yr
3+ years expOld National Bank is a regional powerhouse committed to helping clients achieve their goals and investing in communities. They are seeking a Commercial Underwriter who will be responsible for analyzing and decisioning loans while balancing risk and growth, collaborating with Business Bankers and Relationship Managers to provide credit expertise.
BankingFinancial ServicesWealth Management
Responsibilities
Underwrite and decision renewals and new credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR)
Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR)
Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume
Make prudent credit decisions balancing risk and growth; utilize assigned lending authority based on approval authority matrix to exercise granted authority confidently, independently via problem solving/sound decision making and with integrity
Produce high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc
Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions
Deliver exceptional internal customer service and adopt new processes and new tools, as available
Develop and enhance knowledge of common types of requests including C&I, small non-owner occupied commercial real estate, and non-for profits by leveraging internal and external resources and expertise
Partner well with associates on revenue generating sales team, support teams and others
Work closely with teammates to maintain a group email box, manage application pipeline, complete ad hoc administrative tasks, and participate in projects as needed
Effectively and transparently shares information and ideas with others
Tailors the delivery of communication in a way that engages the audience and that is easy to understand and retain
Unites others towards common goal
Asks for others' opinions and ideas and listens actively to gain their support when clarifying expectations, agreeing on a solution and checking for satisfaction
You own your own development and your career
Actively assesses self-feedback to enhance knowledge, skills and behaviors
Leverages own strengths and those of team members to meet individual and team goals supporting both internal and external client needs
Continuously develops self for current and future roles
Consistently demonstrates Old National's culture and values in daily interactions
Models our values – how we show up in the workplace
Places the organization's goals before individual or team goals
Demonstrates the desire to be part of something beyond themselves by investing time, heart, and expertise to help clients and communities thrive
Identifies, evaluates, and owns problems and opportunities along with possible solutions through effective collaboration
Collaborates and seeks to identify what caused the issue, comparing data from different sources within Old National to draw conclusions
Uses effective approaches for choosing a course of action or developing appropriate solutions resulting in sound decisions
Implements appropriate solutions and evaluates results within the team
Qualification
Required
At least 3-5 years of commercial credit analysis or commercial underwriting experience
Ability to independently/with limited oversight analyze and interpret financial statements and understand basic accounting principles
Self-starter who understands and takes appropriate action related to risks associated with lending to various types of industries
Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply with and conform to ONB lending policies, guidelines and standards
Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal client quickly given the high volume, fast-paced environment
Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly
Must feel comfortable working in a collaborative team environment along with being an independent thinker
Bachelor's degree in finance, accounting or related field OR equivalent experience
Benefits
Medical, dental, and vision insurance
401K
Continuing education opportunities
Employee assistance program
Company
Old National Bank
Old National Bank is a regional bank providing you with additional provides account choices, expanded convenience, and greater control.
1001-5000 employees
H1B Sponsorship
Old National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (5)
2023 (5)
2022 (5)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$400M2024-11-25Post Ipo Equity· $400M
1984-12-04IPO
Leadership Team
James Sandgren
CEO - Commercial Banking
Timothy Burke
President & Chief Operating Officer
Recent News
2026-01-03
Company data provided by crunchbase