Upstart · 1 week ago
Software Engineer, Home Lending
United States
Full-time
Remote
Mid Level
$142K/yr - $197K/yr
4+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a software engineer on the Home Lending team, you’ll help build and grow Upstart’s two newest products: HELOC and Mortgage, contributing to a mission of enabling access to effortless credit based on true risk.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Proactively search out ways to make an impact beyond the Jira board
Turn feature-specific tasks into opportunities to up-level the team’s codebase and product
Know the product intimately enough to propose changes to requirements when we need to find a middle path
Propose and deliver new ideas that achieve meaningful improvements to our team’s metrics
Contribute in a meaningful way to quality improvements within our team
Qualification
Required
4+ years proficiency in Kotlin, Java, or C#
Hands-on experience with SQL databases and domain modeling
Preferred
Excellent written and verbal communication skills
Preference for face-time and synchronous collaboration
Comfortable challenging authority
Benefits
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase