Best Egg · 2 days ago
Senior Director, Credit & Pricing Strategy - Auto
Wilmington, DE
Full-time
Onsite
Senior Level, Lead/Staff
$230K/yr - $245K/yr
10+ years expBest Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. They are seeking a Senior Director of Credit & Pricing Strategy – Auto to lead the strategy and execution of credit risk and pricing for auto-secured lending products while driving product innovation and customer experience enhancements.
Financial ServicesFinTechLending
Responsibilities
Lead development and optimization of credit and pricing strategies for auto-secured personal loans, including:
Credit policy and underwriting criteria
Pricing structure, APR optimization, and elasticity modeling
Fee structure, loan amount sizing, verification, and fraud mitigation
Design and execute test/control strategies (e.g., champion/challenger) to validate underwriting and pricing performance
Analyze portfolio trends, vintage performance, and external benchmarks to inform strategic shifts
Partner with Decision Science to develop, enhance, and implement risk and pricing models
Maintain investor return targets in dynamic economic conditions
Present business cases, performance updates, and strategy recommendations to the C-suite and capital partners
Collaborate with Product, Marketing, Operations, Finance, and Capital Markets to drive enterprise-wide initiatives
Lead a high-performing team with a focus on coaching, mentorship, and development
Qualification
Required
10+ years of experience in financial services with a focus on credit risk, pricing, and product strategy
Must have direct to consumer experience in near-prime/sub-prime auto lending (e.g., secured personal loans or traditional auto loans)
Bachelor's degree in a quantitative discipline (Statistics, Mathematics, Engineering, Economics, etc.); Master's degree a plus
Expertise in analytical tools and data analysis (Excel required; Python strongly preferred; SQL, SAS or R)
Deep understanding of credit bureau data, alternative data, pricing elasticity, and risk modeling
Demonstrated ability to influence senior leaders and drive cross-functional initiatives
Comfortable working in ambiguous, high-growth environments
Experience managing or mentoring a team of analysts or strategists
Executive presence with excellent verbal and written communication skills
Strong bias for action and data-driven decision making
Willingness to challenge the status quo and explore creative approaches
Belief in collective ownership, transparency, and continuous learning
Thrives in fast-paced, performance-oriented environments
Benefits
Pre-tax and post-tax retirement savings plans with a competitive company matching program
Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays
Multiple health care plans to choose from, including dental and vision options
Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
Company
Best Egg
Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.
501-1000 employees
H1B Sponsorship
Best Egg has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
Funding
Current Stage
Late StageTotal Funding
$2.09BKey Investors
Healthcare of Ontario Pension Plan (HOOPP)Invus
2022-03-10Series E· $225M
2018-01-29Debt Financing· $495M
2017-11-08Debt Financing· $312M
Leadership Team
Alex Rhodes
Chief Operating Officer
Recent News
2025-06-26
2024-05-24
Company data provided by crunchbase