JBA International ยท 5 months ago
Mortgage Underwriter
JBA International is seeking a Mortgage Underwriter to review mortgage loan applications for completeness and compliance with lending guidelines. The role involves approving loans, educating staff on loan requirements, and ensuring confidentiality of sensitive financial information.
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Responsibilities
Approve loans and make recommendations for loan approval up to established limits
Within department timelines, review loan files for accuracy, completeness and compliance
Review all denied loans for possible lending options to benefit the Member
Educate staff on changes to loan requirements
Identify cross sell opportunities that will benefit the Members and RCU
Ensure confidentiality and safeguard sensitive Member financial information
Recognize and evaluate the loan process and recommend changes that will help maintain maximum efficiency
Review and maintain all product guidelines to ensure accuracy with changes in the industry and changes in RCU loan policies
Audit first mortgage loan files to ensure completeness prior to funding
Develop operational and procedural changes necessary to address any issues or problems noted in quality control reports
Qualification
Required
Responsible for reviewing all mortgage loan applications to ensure completeness and compliance with secondary and/or portfolio lending guidelines and policies
Approve loans and make recommendations for loan approval up to established limits
Review loan files for accuracy, completeness and compliance within department timelines
Review all denied loans for possible lending options to benefit the Member
Educate staff on changes to loan requirements
Identify cross sell opportunities that will benefit the Members and RCU
Ensure confidentiality and safeguard sensitive Member financial information
Recognize and evaluate the loan process and recommend changes that will help maintain maximum efficiency
Review and maintain all product guidelines to ensure accuracy with changes in the industry and changes in RCU loan policies
Audit first mortgage loan files to ensure completeness prior to funding
Develop operational and procedural changes necessary to address any issues or problems noted in quality control reports