JBA International · 5 months ago
Senior Underwriter NonQM/Non-Agency
Chatsworth, California, US
Full-time
Onsite
Senior Level
$40.87/hr - $45.67/hr
5+ years expJBA International is a wholesale mortgage lender specializing in Non-QM products, focused on redefining the lending experience. They are seeking a certified Senior Underwriter NonQM and Non-Agency to analyze credit files and underwrite loans in compliance with company and investor guidelines.
ConsultingHealth CareLegalProfessional Services
No H1B
U.S. Citizen Only
Responsibilities
Be primary point of contact as subject matter expert (SME) assisting salesforce and business partners in structuring eligible loans in conjunction with the Company’s third-party originators
Interpret and provide appropriate loan solutions for NonQM/Non-Agency loan requests
Analyze borrower’s credit file, collateral and capacity to ensure credit-worthiness
Perform manual underwriting review to ensure loan meets all product and property guidelines of Company and investors, as well as compliance with corporate and secondary market investor standards
Underwrite Non-Agency/NonQM correspondent, wholesale/broker and retail loans in a timely manner to ensure loan meets all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements
Clear conditions timely on loans; affirm data integrity on all submissions
Identify potential misrepresentation or fraud
Keep up-to-date with all guideline changes and system enhancements
Qualification
Required
Working knowledge of Non-Agency/NonQM underwriting guidelines demonstrated through a minimum of 5+ years underwriting experience on Non-Agency/NonQM products
Experience with DSCR, Bank statement, P&L Only, WVOE Only, 1099 Only
Ability to read and comprehend new programs and underwriting guidelines
Working knowledge of Microsoft products
Experience with LOS platform Encompass
High attention to detail and effective problem-solving skills
Ability to work independently, with minimal supervision
Ability to multitask in a high-volume environment
Excellent written and oral communication skills
Continuous focus on the customer experience
Preferred
FHA and VA underwriting experience preferred
Company
JBA International
JBA International provides financial, life science, healthcare, legal, and office administration services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jacqueline Buickians
Chief Executive Officer
Company data provided by crunchbase