JBA International · 5 months ago
Post-Close Underwriter, VP
JBA International is a cutting-edge wholesale mortgage lender specializing in Non-QM products. The Post-Close Underwriter, VP is responsible for overseeing the post-closing audit function, managing a team of auditors, and ensuring compliance with internal policies and regulations.
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Responsibilities
Supervise and support a team of Post-Close Auditors; assign tasks, manage workloads, and conduct performance evaluations
Provide training, mentoring, and ongoing professional development to ensure staff competency and compliance awareness
Oversee daily operations of the post-closing audit process to ensure timely and accurate file reviews
Ensure all audits meet internal timelines and service level agreements (SLAs)
Review high-risk or complex files and escalate issues as needed to senior leadership
Ensure adherence to all investor (e.g., Fannie Mae, Freddie Mac, FHA, VA) and regulatory guidelines (TRID, TILA, RESPA, HMDA, etc.)
Identify trends in audit findings and work with internal departments (e.g., underwriting, closing, compliance) to resolve root causes and implement corrective actions
Maintain audit logs and prepare monthly/quarterly reports for senior management and compliance teams
Develop and refine post-closing procedures to enhance accuracy, efficiency, and quality
Partner with Compliance and Risk teams to ensure all audit findings are properly documented and addressed
Implement tools and technologies to streamline audit workflows and improve productivity
Serve as the key point of contact for internal teams, investors, and third-party quality control vendors regarding post-closing audit matters
Participate in internal and external audits, investor reviews, and regulatory examinations as needed
Qualification
Required
5+ years of mortgage industry experience with a strong background in post-closing audits or quality control
3+ years in a leadership or management role, preferably within a mortgage operations environment
Deep understanding of mortgage regulations, loan documentation, and agency/investor guidelines
Proficient in using mortgage LOS platforms (e.g., Encompass), audit tracking systems, and document management tools
Proficient in Excel (VLOOKUP, Pivot Tables Formatting and calculations for reporting)
Strong leadership, communication, and conflict resolution skills
Detail-oriented with the ability to manage multiple priorities and deadlines in a fast-paced environment
Benefits
Competitive compensation and performance-based bonuses.
Collaborative and entrepreneurial culture.
Opportunities for career advancement and innovation.