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JBA International · 5 months ago

Post-Close Underwriter, Manager

Chatsworth, California, US

Full-time

Onsite

Mid Level

$100K/yr - $110K/yr

3+ years exp

JBA International is a cutting-edge wholesale mortgage lender specializing in Non-QM products. They are seeking a skilled and detail-oriented Post-Close Underwriter, Manager to join their mortgage operations team, responsible for reviewing closed loans for compliance and underwriting accuracy, as well as clearing conditions identified by third-party due diligence firms or investors.

ConsultingHealth CareLegalProfessional Services

Diversity & Inclusion

No H1B

U.S. Citizen Only

Responsibilities

Conduct post-close reviews of funded mortgage loan files to ensure loans were underwritten and closed in compliance with FNMA, FHLMC, FHA, VA, USDA, and investor guidelines

Validate credit, income, asset, and collateral documentation against the original underwriting decision

Confirm that all loan conditions were properly satisfied prior to funding

Identify and document any deficiencies, inconsistencies, or compliance issues

Review findings and conditions issued by third-party review (TPR) firms, aggregators, or investors during post-close quality control

Research and respond to TPR conditions with supporting documentation, updated calculations, or narrative explanations

Coordinate with internal teams (underwriting, closing, compliance) to gather necessary documents for clearance

Track and report status of open TPR conditions to internal stakeholders

Maintain detailed audit trails of all communications and clearance actions

Assist in analyzing trends in TPR findings to identify process improvements or training needs

Qualification

Mortgage underwritingPost-closing experienceAgency guidelines knowledgeLOS platforms familiarityAnalytical thinkingProfessional communicationOrganizational skillsAttention to detailFast-paced environment adaptability