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Chase · 5 months ago

Risk Management - Lead Credit Officer- Vice President

50 Rowes Wharf, Boston, MA, 02110, US

Full-time

Onsite

Mid, Senior Level

$133K/yr - $240K/yr

7+ years exp

JPMorgan Chase is a leading financial institution, and they are seeking a Lead Credit Officer - Vice President to join their Risk Management and Compliance team. In this role, you will collaborate with cross-functional teams to deliver credit solutions and manage a diverse portfolio of companies, ensuring a comprehensive understanding of financial and industry risks while driving transactions to closure.

BankingFinancial Services

Responsibilities

Utilize excellent credit analysis and financial modeling skills to perform due diligence and underwrite and structure new transactions while maintaining an appropriate balance between risk and reward

Lead complex and time-sensitive leveraged finance transactions and LBOs, including the negotiation of legal documentation for bilateral, pro-rata, broadly syndicated, and direct lending structures

Manage the assigned credit portfolio on an ongoing basis while ensuring data integrity

Assess and process risk rating changes in a timely manner

Use critical reasoning to develop well-considered credit views, taking into account company-specific and industry risks

Communicate and defend credit views to internal stakeholders and senior leadership

Utilize strong time management skills and act with a sense of urgency to meet expectations and deadlines, driving deals to closure

Work with internal and external stakeholders in a proactive, constructive, and responsive manner to effectively manage and execute transactions

Partner effectively with coverage bankers and product specialists to develop comprehensive client relationships

Convey a thorough understanding of credit policy and procedures and demonstrate excellent communication skills

Contribute to the broader objectives of the Risk organization, including developing junior talent and participating in various projects and efficiency exercises

Qualification

Credit analysisFinancial modelingLeveraged finance transactionsNegotiation skillsCredit agreementsAccounting knowledgeProject managementSelf-directionIntellectual curiosityMicrosoft OfficeCommunication skillsProblem-solvingTime managementInterpersonal skillsOrganizational skills

Required

BA/BS/BBA degree is required

Completion of a major corporate or commercial bank credit training program (or equivalent corporate banking/corporate finance experience) with a thorough understanding of bank credit policies and procedures

Minimum 7 years' experience in middle market and mid-corporate lending, including extensive credit analysis, structuring of leveraged finance transactions, and negotiation of loan documentation

Experience working with portfolio companies of private equity firms

Significant accounting and finance knowledge with superior financial modeling skills

Strong working knowledge of credit agreements and other loan documentation, along with solid negotiation skills

Demonstrated ability to problem-solve and think both critically and analytically and proven ability to collaborate and build strong partnerships

Excellent organizational and project management skills with the ability to manage competing priorities under tight deadlines

Intellectual curiosity with a proven ability to learn quickly

Demonstrated ability to take initiative, self-direct, and work well under pressure and have excellent verbal, interpersonal, and written communication skills

Proficient with Microsoft Office, including Excel and PowerPoint